Free Credit Card Generator Instant Valid Test Cards for Visa, MasterCard, Amex & More 100 % fake, non-working numbers • No sign-up • Unlimited batch export (JSON / CSV / XML)

Generate structurally-valid dummy credit cards in one click. Built for QA engineers and developers to safely test payment gateways, validate forms, and populate staging databases—without ever touching real financial data.

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1000+ Credit card numbers generated

Credit Card Generator

Credit Card Generator Feature

1-Click Bulk Generator

Need 1 or 1 000 test cards? Select quantity & networks, hit “Generate”, and download instantly in JSON, CSV or XML—perfect for load-testing any payment flow.

Zero-Config UI

No sign-ups, no settings, no learning curve. Open the page, click once, and copy-paste ready-to-use dummy cards straight into Postman, Cypress or JMeter.

Sub-Second Results

Our Rust-powered backend runs the Luhn check in <200 ms. Generate hundreds of valid-format card numbers faster than you can refresh your test suite.

Privacy by Design

No logs, no trackers, no cookies. Everything happens client-side until you choose to export—keeping your real card data and your company’s IP completely safe.

Advanced Filters

Pinpoint your test cases: filter by issuer (Visa, MasterCard, Amex…), BIN range, expiry year or CVV rules. One click creates the exact data you need.

Real-World Patterns

Each number follows official IIN tables and passes Luhn validation, so your forms, regex and fraud-detection logic behave exactly like they would in production.

Credit Card Generator InfoSection

Follow these simple steps to create realistic test cards in seconds.

1

What is a Credit Card Generator?

A credit card generator is an online utility that produces valid-looking, but completely fake card numbers by following the official Issuer Identification Number (IIN) tables and the Luhn checksum algorithm. These dummy numbers are indispensable for developers and QA teams who need to test payment gateways, checkout forms, and fraud-detection rules without exposing real financial data. They are not linked to live accounts, have no monetary value, and cannot be used for actual purchases.
2

How do I create test credit card numbers with the Credit Card Generator?

Using our credit card generator is a four-step process:
1. Choose Quantity – Generate anywhere from one to one thousand cards in a single batch.
2. Select Network – Pick Visa, MasterCard, American Express, Discover, JCB, China UnionPay, Diners Club International, RuPay, or Maestro.
3. Pick Output Format – Download your data as JSON, CSV, or XML for direct ingestion into Postman, Cypress, JMeter, or any CI pipeline.
4. Click Generate – The tool instantly creates cards with realistic numbers, random CVVs, and future expiry dates. No sign-up, no cost, and nothing to install.
3

Who needs a Credit Card Generator?

• Software engineers validating new payment integrations
• QA testers building regression suites for checkout flows
• Security researchers simulating fraud patterns
• Educators teaching the Luhn algorithm or PCI-DSS concepts
• Product managers running live demos without exposing real cardholder data
4

Does the Credit Card Generator also provide personal data like names or addresses?

Each card comes with a randomly generated cardholder name and a format-correct CVV and expiry date. For billing address simulation, pair the exported card list with our built-in random address generator, which produces realistic street, city, state, ZIP, and country combinations that match the card’s issuing region. This combo gives you end-to-end test data without any real-world footprint.
5

Are the generated numbers safe and legal to use?

Yes. The numbers are algorithmically valid but financially inactive. They comply with PCI-DSS guidelines for non-production test data and are expressly not usable for real transactions. Any attempt to use them for fraud violates our terms and may be illegal.
6

Can I automate this Credit Card Generator in my CI/CD pipeline?

Absolutely. After generation, download the JSON, CSV, or XML file and commit it to your repository or feed it directly to your automated test suite. Because the entire tool is web-based, you can also trigger it headlessly via simple fetch calls, making nightly integration tests effortless.
7

What are common use cases for the Credit Card Generator and Random Address Generator together?

• End-to-end checkout testing – Cards plus matching addresses validate full payment flows.
• Geo-location compliance – Generate region-specific addresses alongside local card BINs.
• AVS (Address Verification System) checks – Pair random addresses with corresponding ZIP codes to test AVS acceptance and rejection paths.
• Load testing – Import thousands of card + address pairs to simulate realistic customer traffic.
8

Do the cards have configurable expiry dates or CVV rules?

Advanced filters let you lock expiry years, set rolling month windows, or choose 3-digit CVV vs 4-digit Amex CVV. This precision ensures your test cases cover edge scenarios such as expired-card declines or CVV-length validation errors.
9

Is there a usage limit or hidden cost?

No. The credit card generator is 100 % free, unlimited, and requires no registration. Generate as many batches as your project demands, 24/7.
10

Upcoming enhancements to the Credit Card Generator

• Custom BIN ranges – target specific issuing banks
• Multi-currency simulation – generate cards flagged for USD, EUR, GBP, JPY, etc.
• Dynamic CVV & token support – for 3-D Secure and network-token testing
• Webhook integration – auto-push new numbers to your Slack or CI dashboard
Stay tuned—updates roll out without downtime and remain free for all users.

Credit Card Generator FAQs

Here are some of the most common questions about the Credit Card Generator.

A credit card generator creates fake, structurally-valid card numbers using official IIN ranges and the Luhn checksum. These numbers are safe for testing payment forms, gateway integrations, and fraud-detection logic, but they are not linked to real accounts or funds.

Software engineers, QA testers, product managers, educators, and security researchers rely on credit card generators. Typical scenarios include: • Payment-gateway sandbox testing • Form-validation regression suites • Load-test data seeding • Classroom demonstrations of credit card validation algorithms

Yes—when used for legitimate development, education, or compliance testing. Credit card generators are legal tools for authorized testing purposes. Any attempt at real-world fraud is illegal and against our terms.

No. Numbers from any credit card generator will fail issuer-side authorization and cannot be used for actual transactions or subscriptions.

No. All generation happens client-side; nothing is sent to servers, so we have no record of the numbers created by the credit card generator.

After generating cards, you can download the full set as JSON, CSV, or XML with a single click—ideal for CI pipelines or importing into test databases.

Our credit card generator UI supports up to 1,000 cards per request. For larger volumes, loop the export file in your automation script.

Yes. Each card from our credit card generator comes with a randomly generated, format-correct CVV/CVC and a future expiry date.

Absolutely. Use the credit card generator's advanced filter to select any major network or enter a custom 6-digit BIN.

Generated cards have no backend account. For full end-to-end flows, combine our credit card generator with a sandbox payment provider.

No login or registration required. Open the credit card generator page and start creating test cards immediately.

Our credit card generator supports Visa, MasterCard, Amex, Discover, JCB, Diners Club, UnionPay, RuPay, and Maestro—covering all major networks.

Yes. Use the credit card generator's advanced filters to set fixed expiry years or rolling month windows.

Absolutely. Our credit card generator requires no installation and works on all desktop and mobile browsers.

Each card is paired with a realistic random name. For full addresses, combine our credit card generator with a mock-address tool.

Download generated sets as JSON/CSV/XML and feed directly into Postman, Cypress, or GitHub Actions—perfect for automated testing pipelines.

Generate Credit Card Numbers Now

Generate your credit card numbers, batch generation of credit cards, lightning fast!